Broker Check

Frequently Asked Questions

Do you earn any sales commission on your recommended products and services?

No. Our revenue is generated solely from the account management fees received from our clients. 

How do you determine where my investments will be held?

We maintain clearing and custody arrangements with Charles Schwab and Raymond James Financial Services, Inc.

What is the minimum investment amount?

We require a minimum investment of $500,000 to begin each client relationship. Exceptions are made on a case by case basis.

How much do your services cost?

Our fees will differ depending upon on the type of services you need. At ClientFirst Wealth Management, LLC., you’ll work directly with your portfolio manager. This direct interaction eliminates unnecessary expenses, and the savings are passed on to you. Management fees are assessed quarterly based upon the value of assets under management. Annual advisory fees vary from 0.25% to 1.00%. We focus on the most cost-effective investment vehicles that meet your needs.

What is your financial planning process?

» Analyze: To get started, we’ll meet with you to discuss in depth your current situation, your present and future needs, and your long-term objectives. We’ll also explore your personal philosophy about saving, spending, and investing.

» Develop: Based on our discussion, we’ll prepare a customized plan designed to help you achieve your goals within the level of financial risk that’s most comfortable for you.

» Implement: We’ll launch your investment plan, putting your money into action

» Monitor: We’ll continually monitor your portfolio and consult with you regularly. As your circumstances change and the markets fluctuate, we’ll discuss investments alternatives and adapt your plan as needed.

Why should I use a fee-only investment advisor instead of a brokerage firm?

Because we earn no commissions nor have incentives from third-party vendors, we’ll never recommend a product or service you don’t actually need. All of our revenue comes from account management fees. You are our sole source of income.

Do you provide other services in addition to investment management?

Yes. We provide a full range of financial services, including retirement and education planning, estate planning, insurance analysis, and stock option strategies.

How do I know I can trust you?

ClientFirst is a fiduciary 100 percent of the time. We always place your interests first.